The Personal Finance DSST test covers all the major purchases and financial decisions that you will make in your personal life. You'll learn about the different ways to finance a home, pay for a college education and plan for your retirement. This DSST study guide gives you detailed information and sample test questions to check your knowledge. This DSST test also covers more advanced topics such as the time value of money, stocks, taxes, 401k and IRA. Take the time to work on yourself while you are studying to test out.
$35.97
Credits: 3
Difficulty: 2
Number of Questions: 98
Recommended Passing Score:400
Included in the Personal Finance DSST Study Guide
Inflation and the Value of Money
Money Supply
Time Value of Money
The Consumer Price Index
Personal Budgeting and Planning
Key Budgeting Strategy
Setting Financial Goals
Personal Financial Statement and Net Worth
Personal Financial Statement
Cash Flow Management: Where Did the Money Go?
Economic Terminology
Secured and Unsecured Credit
Credit Cards
Interest Rates
Types of Interest
How Interest Rates Are Determined
Institutional Loan Evaluation and Interest Rate Fixing Process Flow
Credit Scores and Credit Reporting
FICO Scores
Seven Year Records
Credit Repair
Bankruptcy
Too Much Credit
Truth in Lending and The Consumer Protection Agency
The Home
The Process of Purchasing a Home
The FSBO Process
First Time Home Buyers Tax Credit
Fixed and Adjustable Rate Mortgages
Front Loaded Interest
Accelerated Mortgage Pay-down Strategy
Car Purchase
Upside Down and Underwater
Leasing a Car
Education
Time Value of Money and Planning for Your Children’s College Fund
Financial Aid for Higher Education
Grants, Scholarships and Fellowships
The Federal Pell Grant
Student Loans and Sallie Mae
Private Loans
Loan Forgiveness Programs
Military Educational Benefits
Make Your Own Scholarship
Income Taxes
W-2 Status
1099 Status
Other Payroll Taxes
April 15th
Creating Wealth
The Power of Tax Free Compounding Investment
Establishing Financial Priorities
Budgeting Considerations
Life Insurance
Liability Insurance
Disability Insurance
Medical Insurance
Emergency Living Expenses
Investing Overview
The Risk-Reward Pyramid
Typical Goals and Investment Vehicles
Typical Investing Model for Success
Personal Pension Planning
401k Pension Plan
Individual Retirement Account - IRA
Estate Planning
Sample DSST Test Questions
Test Taking Strategies
What Your Score Means
Test Preparation
Testimonials for Pass Your Class - Personal Finance DSST Study Guide
I want to thank you for your study guides! I've taken and passed six CLEP/DSST tests with the help of your study guides for 18 hours. Thanks so much! -Lynda T.
_________________________________
I have bought seven (DSST) study guides from you guys and I have passed all the seven tests. I really appreciate it. Now, I will start my journey with the CLEPs. You have saved me approximately $7,000. Thanks again. -Cesibel H.
_________________________________
I have been a dedicated customer and have bought numerous study guides. In all, I have bought about 12 of your study guides and have passed every test. Kudos! -Oveta F.
_________________________________
Passed both classes in one day. I took Intro to Computers and Personal Finance was able to complete 2 tests in 2 hours and earn 6 credits. -Joe F.
_________________________________
I've passed 2 tests so far & am preparing for a 3rd! -Ron N
_________________________________
By the way I am pleased with the guides I had previously purchased and have passed both tests [Introduction to Computing and Personal Finance] I have taken thus far. Thank you, -Cathy P.
